Custom Financial Software Solutions for Insurance & FinTech

Q: Can you modernise an existing financial system without replacing it completely?

Yes. We modernise legacy systems incrementally by introducing new services, APIs, and cloud-native components alongside existing technology.

Q: Can you integrate new software with our existing financial systems?

Yes. We can connect new applications with existing platforms, APIs, SaaS products, and enterprise systems as part of a broader software solution.

Custom Financial Software Solutions
for Insurance & FinTech

Made just for you. Makes all the difference

Shaped Thoughts builds custom software for financial services companies that need technology adapted to their products, processes and regulatory requirements. We work across insurance, InsurTech, FinTech and payments — from digital products and customer-facing platforms to integrations, cloud-native systems and legacy modernisation.

Our teams combine software engineering, product thinking, and financial services experience to design, build, and evolve secure, scalable solutions around your business needs.

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our CAPABILITIES

Payment Infrastructure & Gateway Integrations —
Build custom payment platforms, automate direct debit and recurring billing, and integrate third-party payment gateways (Stripe, GoCardless) with full PCI-DSS compliance

Legacy Core System Modernisation — Modernise ageing financial and core banking monoliths incrementally using cloud-native microservices and API wrappers, avoiding high-risk all-at-once migrations

InsurTech & Policy Platform Engineering — Engineer custom insurance platforms, connecting pricing engines, customer portals, and claims workflows directly to existing Policy Administration Systems (PAS)

Open Banking & Financial API Development — Design secure, low-latency REST and GraphQL APIs to connect internal financial databases with external banking networks, aggregators, and partner ecosystems

RegTech & Compliance Data Engineering — Develop software for audit trails, automated regulatory reporting, secure data retention, and strict access controls to meet PSD2, GDPR, and financial industry standards

Cloud-Native Financial Architectures — Architect high-throughput, fault-tolerant infrastructure on AWS and GCP designed to handle high transaction volumes with sub-second latency and zero downtime

Why financial services teams work with us

Experienced engineering teams

With an average of 13 years of experience, our specialists bring software engineering expertise to complex financial technology projects.

A solution shaped around your business

We start by understanding your business, users, existing systems and constraints. This allows us to shape the technology around your actual requirements rather than forcing your processes into a predefined solution.

Clear and efficient communication

We believe clear communication keeps projects on track. Regular updates, direct collaboration and transparent expectations help us stay aligned from start to finish.

What we build

Custom Financial Software

Build custom insurance software solutions and other financial technology around your products, processes and users — from new digital products to customer-facing insurance and financial platforms.

Legacy System Modernisation

Modernise ageing financial systems incrementally, connecting new services and interfaces without replacing everything at once.

Systems Integration

Connect payment platforms, banking systems, insurance applications, SaaS products and other enterprise systems through APIs and modern integration architectures.

Explore Cloud Solutions & Integrations →

Insurance Technology

Build and integrate software for insurance workflows, including pricing, telematics, claims and customer-facing applications.

Explore Insurance Pricing Software →
Explore Insurance Telematics Software →

Engineering Capacity & Technology Partnerships

Extend your engineering capacity with dedicated specialists or a complete nearshore team, while building long-term technical capabilities within your organisation.

Explore IT Outsourcing & Strategic Technology Partnership →

Digital Products & Platforms

Design and build web-based products, portals and platforms, from discovery and UX through development, testing and launch.

Explore Product Engineering Teams →

Our technology stack

AWS

AWS Lambda

AWS SNS

DynamoDB

Express

Google Cloud

Groovy

Java

Jira

MongoDB

MySQL

Node js

PostgreSQL

RabbitMQ

React

Redux

Spring

Typescript

Vue

Here’s how we do it

Alignment

It all starts with understanding your business challenges and expected outcomes. Together, we explore the problem space and define what success should look like. Where needed, we also work closely with your organisation to understand its processes, users and technical environment.

Idea discovery

Once we are aligned, we define the idea in more detail. Together, we establish the scope, objectives and requirements through stakeholder discussions and analysis. From there, we create a delivery plan and product roadmap, revisiting these decisions throughout the project to maintain alignment.

Product or system design

Before development begins, we analyse the information gathered and shape the technical solution. This includes UX research, architecture design and planning incremental delivery around business value. At this stage, we also establish the working approach, standards and security protocols.

Idea delivery and quality assurance

With the solution defined, we work iteratively, delivering value in manageable increments rather than waiting until the end of the project. Continuous testing and feedback help us validate decisions early and maintain quality throughout delivery.

Refinement and expansion

After launch, we continue gathering feedback and improving the solution. As your business grows, we can help expand the product, establish processes for scaling and strengthen observability, DevOps and security practices.

FAQ

What financial software solutions does Shaped Thoughts develop?

We build custom software for insurance, InsurTech, FinTech and other financial-services businesses. Depending on the project, this can include digital products, customer portals, financial platforms, payment integrations, insurance systems, cloud-native applications and integrations with existing enterprise systems.

Can you modernise an existing financial system without replacing it completely?

Yes. We can modernise legacy systems incrementally by introducing new services, APIs and cloud-native components alongside existing technology. The approach depends on the existing system’s architecture, business requirements, and constraints.

Do you work with insurance companies and InsurTechs?

Yes. We develop software for insurance and InsurTech businesses, including customer-facing applications, insurance platforms, integrations and systems supporting insurance workflows.

Can you integrate new software with our existing financial systems?

Yes. Integration is often an important part of financial software projects. We can connect new applications with existing platforms, APIs, SaaS products and enterprise systems as part of a broader software solution.

Can you build a financial software product from scratch?

Yes. We can support the process from early discovery and product definition through UX and architecture, software development, testing, deployment and further evolution.

How do you approach security and regulatory requirements?

Security and relevant regulatory requirements are considered as part of the solution design and development process. The specific approach depends on the financial product, the systems involved, the data handled, and the applicable requirements.

Have a financial software challenge to solve?

Whether you’re modernising an existing platform, building a new digital product or connecting systems that don’t work well together, we can help you define the technical approach and build the software around your requirements.

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Financial Services Technology Solutions