Custom Financial & InsurTech Software Engineering

Your technology transformation starts here

Clutch - Top API Development Company Poland 2024

What we do

We help insurance and financial services companies build new products, modernise legacy systems and solve the integration problems between them.

Your existing platform may be holding back a new product. Legacy systems may need to keep running while new capabilities are introduced. Or different parts of your technology stack may need to work together without another large-scale replacement.

We build the software and engineering capability to tackle those problems.

How we help

Financial & InsurTech Software Solutions

Build custom, secure digital platforms for banks, FinTechs, and InsurTechs. From modernising policy administration platforms and claims workflows to building API-first portals, we deliver compliant, high-performance financial systems.

Explore software solutions

Cloud Solutions & System Integrations

Modernise legacy core systems without costly downtime. We build cloud-native microservices, event-driven architectures, and real-time data streaming pipelines that seamlessly connect modern front-ends to enterprise platforms.

Check out integration services

Product Engineering Teams

Scale development with dedicated senior teams expert in Domain-Driven Design (DDD). We manage full-lifecycle engineering using BDD/TDD, automated QA testing, and CI/CD pipelines to ship production-ready software reliably.

scale your team

IT Outsourcing & Strategic Technology Partnership

Accelerate your roadmap with senior nearshore engineering teams in Europe. We provide boutique co-development and IT advisory for growing InsurTechs, eliminating the cultural and quality risks of traditional offshoring.

explore strategic partnership

Insurance Pricing Software & Integrations

Turn existing pricing models into production-ready insurance software. We build pricing services, APIs, data flows, and integrations that connect pricing capabilities with quote, policy, and distribution workflows.

Optimize Pricing Models

Insurance Telematics Software

Turn vehicle and device data into connected insurance products. We build telematics data pipelines, processing services, and integrations that connect real-time data with your insurance platforms and applications.

discover telematic solutions

Who we are

We are a remote-first boutique technology company specializing in InsurTech and FinTech solutions. Our expert team combines deep financial services domain knowledge with proven engineering excellence to deliver transformative business outcomes.

Our cross-functional Product Engineering Teams take a personalized approach to each engagement, efficiently delivering complex financial technology solutions that exceed expectations and drive measurable value.

From insurance innovation to payment platforms and financial compliance, we excel at navigating the sophisticated requirements of financial services. Our transparent, flexible, and experienced approach enables organizations to achieve breakthrough results in their financial technology initiatives.

With proven expertise across insurance, payments, and emerging financial wellness solutions, you can rely on us as your trusted technology partner for sustainable growth.

get to know us

Values we stand for

Built on trust

Trust is the foundation of everything we do and the backbone of the relationships we nurture.

Winning together

Partnership and teamwork are at the heart of how we operate.

Baking quality in

We take pride in our craftsmanship and guarantee quality results at every stage.

Getting things done

We are laser-focused on achieving business outcomes in a predictable manner.

20+

great team members

96%

of senior engineers

10+

completed projects

13 y

average developer’s experience

34 mo

of average partnership time

FAQ

What technology services does Shaped Thoughts provide?

We work with InsurTech and FinTech companies to build, update, and grow their software. Our services cover financial technology, product engineering teams, cloud solutions and integrations, and ongoing technology partnerships.

Explore our financial services →
See our financial services projects →

Can you build a digital product from scratch?

Yes, we can handle a product from initial ideas and planning through development, testing, and launch. Our product engineering teams can manage the entire process or work alongside your current teams.

Explore our product engineering →
See how we build a new insurance product →

Can you modernise a legacy financial system without replacing everything at once?

Yes, we help organisations update old systems and add new features without replacing everything right away. This might involve moving to the cloud, developing APIs, integrating systems, updating applications, or building cloud-based solutions.

Explore legacy system modernisation →
See how we modernised a claims system →

Can you integrate our existing financial systems?

Yes, we create secure connections between financial platforms, payment and insurance systems, APIs, data platforms, and other services you use. How we do this depends on your current setup and business needs.

Explore cloud & systems integration →
Need to discuss a specific integration? Talk to our team →

Can you provide a dedicated software engineering team?

Yes, our experienced product engineering team can work with your organisation. We can manage a product from start to finish or provide additional engineering support to your current team, depending on your needs.

Explore our engineering teams →
See our engineering work in action →

Do you work with financial services companies?

Yes, we focus on technology for financial services and have experience in insurance, InsurTech, payments, and financial technology. We use our industry knowledge and software skills to build and update complex financial systems.

See our financial services expertise →

What is the difference between a dedicated development team and a technology partnership?

A dedicated development team primarily adds engineering capacity to your organisation. A strategic technology partnership goes further: the partner contributes domain expertise, technical leadership, delivery practices, and product engineering capabilities while taking greater responsibility for outcomes. At Shaped Thoughts, we combine dedicated teams with a longer-term partnership model when that is the better fit.

Explore technology partnerships →

Can Shaped Thoughts become our long-term technology partner?

Yes. We work with companies that need more than short-term development capacity. Our partnership model combines technical expertise, financial services domain knowledge, product engineering, and knowledge transfer to help clients build and evolve their technology over time.

Explore strategic technology partnerships →
See our client success stories →

Our technology stack

AWS

AWS Lambda

AWS SNS

DynamoDB

Express

Google Cloud

Groovy

Java

Jira

MongoDB

MySQL

Node js

PostgreSQL

RabbitMQ

React

Redux

Spring

Typescript

Vue

Our leaders

Bartosz Czerwiński

Co-founder

Mateusz Chrząszcz

Co-founder

Rafał Babiarz

Co-founder

They have very senior software engineers and are working at a very impressive pace. Everything was being delivered in a predictable manner and the fact that even people who are not in strictly engineering roles have software engineering backgrounds only helped.

Antony Green

CPTO, Policy Expert

Honestly, there is so much about Shaped Thoughts, their skills and how they operate that is impressive.
(…) They did exactly what they said by the date they committed to do it.

Rick Wilton

Head of Product – Payments and Finance, Policy Expert

Latest insights

Need a dependable technology partner?

You have an idea, we know the way to the goal.

Leverage our expertise

Custom Financial & InsurTech Software Engineering

Your technology transformation starts here